Apply for a USDA Home Loan
How to Apply for a USDA Home Loan? USDA home loans are a great option for both first-time, and experienced home-buyers. They do not require a down payment, making them an attractive option to some...
View ArticleNon-Conforming Loans
Mortgage loans are divided into two categories: Conforming Loans and Non-Conforming Loans. Below, we will highlight the features and benefits of each one, how they relate to each other, and the...
View ArticleBenefit From The Current Real Estate Market
“The market is great right now…” is something you might hear every real estate agent saying lately. In fact, you could probably go back to the archives of 2008 when the market crashed and find...
View ArticleThe Cost to Refinance my Mortgage
The Cost to Refinance my Mortgage The cost to refinance a mortgage depends on all sorts of factors, including, but not limited to: the loan program, loan amount, loan term, location of the home,...
View Article2021 Mortgage Rates Forecast
This past year has been a tremendous one for homebuyers and refinancers, with near-record setting lows for mortgage rates across the country. As we head towards another new year, the question on...
View ArticleSecond Homes vs. Investment Property
When taking out a mortgage loan, there are several different categories that the loan falls under, depending on what you intend to do with the home understanding the mortgage process will help you...
View ArticleConforming Loan Limit Increase for 2021
Each year, the Federal Housing Finance Agency (FHFA) sets new baseline loan limits for various types of home loans to reflect the average home price in the U.S. Conventional loans, also known as...
View ArticleFirst-Time Home Buyers: Do’s and Don’ts
Buying a home for the first time can be overwhelming. As a first-time homebuyer, there are so many decisions to make along the way, from your buyer’s agent to your loan officer, to your loan program....
View ArticleShould I Refinance My Mortgage?
Refinancing is a good idea when Mortgage interest rates are currently pretty good, and that means that it might be time to think about refinancing your current mortgage loan. Below, we are going to...
View ArticleMortgage Pre-Qualification vs. Pre-Approval
Looking for your dream home is a long process, but if you’re not prepared, it could take even longer. The last thing you want to do is to find your dream home only to miss out! You’ve probably heard...
View ArticleSeasonal Home Buying Guide
You’ve worked hard to get your credit score in good shape, build your savings, and get pre-approved. Now, you’re ready to look for a home and finally bring those dreams to life, but you’re unsure when...
View ArticleLoan Options for First Time Homebuyers
If you’re a first-time homebuyer, the loan process can be both exciting and daunting. With homes flying off the market in record time, it’s essential to move quickly. Researching loans you may be...
View Article5 Tips for Second-Time Homebuyers
As excited as you were to buy your first house, we bet you’re equally as excited (if not more) to buy your second. Though the process of buying a home is quite similar, there are some different things...
View ArticlePurchasing a Vacation Home in the Ozarks
Between thousands of acres and endless recreational activities, it’s no wonder the Ozarks is becoming such a popular spot in the Midwest. Instead of flying across the country for a water oasis, you...
View Article5 Common Signs of Predatory Lending
With so many mortgage lending companies out there, you might be wondering how to find one that has your best interests in mind. It can be more difficult when predatory lenders use deceptive tactics...
View ArticleConforming Mortgage Loan Limits
Home loans are divided into two categories: Conforming Loans and Non-Conforming Loans. And in the future, we will talk about the features of each one. But, as we head into 2022, conforming mortgage...
View ArticleFHA Loans: Mortgage Insurance Premium
If you are thinking about buying a home, an FHA home loan might be the right program for you. Mortgage Insurance Premium is a component of FHA home loans that you will want to know about if you decide...
View ArticleConforming Loan Limit Increase for 2022
Each year, the Federal Housing Finance Agency (FHFA) sets new baseline loan limits for various types of home loans to reflect the average home price in the U.S. Conventional loans, also known as...
View Article2022 Mortgage Rates Forecast
Last year was a tremendous year for homebuyers and refinancers, with near-record setting lows for mortgage rates across the country. As we go through this year, the question on everyone’s mind has...
View ArticleWhat is a Conventional Home Loan?
A Conventional loan is a home loan program that is not backed by a government agency, but has many of the benefits that government loans have to offer and, more. Conventional home loans come in...
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